One other thing that can increase or decrease Loyalty is “Issues” this refers to the notables in the cities if they have an active quest for you, it will count as an issue and decrease Loyalty, but you will get a +1 if you complete the quests. Having high security will increase Loyalty, and of course, having a Governor of the same culture.
You can also activate the Festival and Games default project to increase Loyalty. The first building tier increases Loyalty by 1, and it will increase gradually up to 4 in its tier 3 form. Now, the most straightforward way to increase Loyalty is to build the Fairgrounds project. Food shortages will also decrease Loyalty. The Hunting Rights, Citizenship, and Debasement of the Currency policies will decrease Loyalty, but the Citizenship policy can increase Loyalty if the settlement has the same culture as the owner. Companions are best used as Caravan or Party leaders. As of version 1.1, I do not recommend assigning a Governor to a city.
Loyalty is decreased by assigning a Governor of a different “culture.” That means that if your city is originally Sturgian and your Governor is from Vlandia, you’ll get a -2 modifier to Loyalty.
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